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Conventional Rates valid with credit scores of 740 or higher.

FHA/VA 640 or higher

Most Common Loan Programs

Rates as of November 18, 2008

VA and FHA Loan Rates

1% ORIG

1% ORIG + 1 Discount Point

30-year Fixed

6.25%

5.75%

15-year Fixed

6.00%

5.50%

3/1 ARM VA/FHA

NQ

NQ

5/1 ARM VA/FHA

NQ

NQ

ALASKA HOUSING RATES

30-YEAR

15-YEAR

Tax Exempt First Time Homebuyer

6.50%

6.25%

Veterans Mortgage (VMP)

6.50%

6.25%

Taxable FTHB

6.50%

6.25%

Taxable

6.75%

6.375%

CONV FIXED RATES

1% ORIG

1% ORIG + 1 Discount Point

30-YEAR FIXED

6.0%

5.75%

20-YEAR FIXED

6.0%

5.75%

15-YEAR FIXED

5.75%

5.50%

LOW DOWN PROGRAMS

1% ORIG

1% ORIG + 1 Discount Point

My Community 97% reduced mi

7.75%

7.25%

FLEX 97% with Mortage Ins.

6.625%

6.25%

FLEX 97% with no Mortgage Ins.

7.25%

7.00%

Jackie Toppin

Mortgage Banker

The Preferred Team

Jackie & Debbie

907-261-7655

Debbie Harper

Mortgage Processor

This information is provided for the real estate professional and is not an advertisement to extend consummer credit as defined by section 226-2 of the regulations. Rates and terms subject to change without notice.